Texas debt settlement is a fine solution for consumers who are deep in debt. Pay As You Settle (PAYS) adheres to the Federal Trade Commission (FTC) ruling for the debt settlement industry. Earlier this year the FTC created a law stating that debt settlement companies cannot charge for fees before services are rendered. Since PAYS was created with the consumer in mind,this program began months before the law became intact. If you are in Texas and looking for a way to avoid bankruptcy we have the perfect debt settlement company for you. Pay As You Settle’s debt settlement process begins with negotiating with creditors. During negotiations we keep the client abreast of the situation so they know where we are with the settlement offer. Once everyone agrees on the reduced amount the payment is a lump sum. Most debt settlement cases involve unsecured debt; these include medical and credit card debts. Student loans, auto financing and mortgages are secured debt, these cannot be negotiated. Collection Agencies /junk debt buyers agree to take less than the owed amount to the creditors since they bought the debt at a fraction of the overall cost. Most good debt settlement companies can cut the balance of the debt by 35-50% and then pay the creditor with a lump sum to resolve the debt amount.
Pay As You Settle (PAYS) is one of those good debt settlement company that has been a leader in advocating for consumers against other debt settlement companies. When most debt settlement companies try charging upfront fees before looking at the consumer’s debt, PAYS will not accept payment before the debt has been settled. One of the main points of PAYS is to put the consumers back on track to their financial well-being. Our negotiators guide you through the debt settlement process to keep you well informed on the progress of your settlement. Our goal is to help the customers regain a sense of financial control so they can sleep at night.
Our debt settlement program is free* for consumers with any amount of debt. If you feel you need help with your debt, fill out the form on the left or call 1-877-413-0338 to talk to our debt settlement negotiators.
Pay as You Settle® (PAYS) is the nation’s leading and only state-certified pay as you go debt settlement program. Our goal at PAYS is to ensure that each customer gets back on track to financial well-being.
*Debt settlement program is free until services are rendered
